For Real Estate Investors
No tax returns.
No W-2s. Just the deal.
DSCR loans let you qualify based on rental income — not personal income. Perfect for full-time investors, LLCs, and anyone building a rental portfolio.
- No tax returns required
- Close in LLC name
- Up to 80% LTV
- 1–4 units, condos, STRs
- Unlimited properties
- 21-day closings
Why DSCR
The investor's secret weapon.
DSCR (Debt Service Coverage Ratio) loans qualify the property — not you. If the rent covers the mortgage, you qualify. It's that simple.
No income docs
Skip the W-2s, tax returns, and pay stubs.
Close in your LLC
Build your portfolio under business entities.
Unlimited properties
No cap on how many DSCR loans you can have.
Asset-based approval
Property cash flow is the qualifier.
$250M+
Investor loans funded
200+
DSCR closings
21 days
Average close time
80%
Max LTV
Investor Stories
Real investors. Real portfolios.
"Cierra closed 4 DSCR loans for me in 6 months. She's my first call on every deal."
Marcus T.
12-door portfolio, GA
"She structured a portfolio loan that other lenders said was impossible. Saved me weeks."
Priya S.
STR investor, FL
"Closed in 18 days. In my LLC. No tax returns. Cierra is the real deal."
Devon K.
Flipper & landlord, TX
Ready to grow your portfolio?
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